Faculty Course Information

Webcam

Foreclosure Rights and Defenses

Critical Tactics for Representing Clients Facing Foreclosure

Division
NBI (99014)
Event Date
09/20/2024
Event Time
11:00 AM - 2:15 PM EDT
Event Planner
Nicole Malone
Email
nicole.malone@nbi-sems.com
Phone
(855) 484-6059

Program Description

Critical Tactics for Representing Clients Facing Foreclosure

Unemployment is still low, but credit card and auto loan defaults are rising, which is often a harbinger of rising foreclosures. This timely legal course provides a structured framework for attorneys to assess and address foreclosure rights and defenses on behalf of their clients. It covers a range of legal and procedural considerations, aiming to protect the interests of homeowners facing foreclosure proceedings. Learn from the latest case law, explore loss mitigation strategies and common defenses, and more. Register today!

  • Clarify homeowner rights such as due process, notice, cure of default, and more.
  • Examine the latest relevant court decisions and legal principles that may impact foreclosure.
  • Identify and assess strategies for defending against foreclosure actions.
  • Explore viable alternatives to foreclosure such as short sales, repayment plans, and others.

Who Should Attend

This legal course is designed for attorneys. Lenders, real estate professionals, and paralegals will also beneift.


Course Content

  1. Foreclosure Rights Overview
  2. Current Case Law Review and Analysis
  3. Loss Mitigation and Alternatives
  4. Common Foreclosure Defenses

Agenda / Content Covered

All times are shown in Eastern time.
  1. Foreclosure Rights Overview
    11:00 - 11:30, Trevor B. Reid
  2. Current Case Law Review and Analysis
    11:30 - 12:00, Trevor B. Reid
  3. Loss Mitigation and Alternatives
    12:15 - 1:15, John E. Dunlap
    1. Reinstatement, Forbearance, and Repayment Plans
    2. Loan Modification
    3. Short Sale
    4. Deeds in Lieu
    5. Partial Claims
    6. Bankruptcy
    7. Negotiation and Settlement Strategies
  4. Common Foreclosure Defenses
    1:15 - 2:15, Stefanie L. Deka
    1. Lack of Standing
    2. Improper Service of Process
    3. Violation of Foreclosure Procedures
    4. Mortgage or Promissory Note Defects
    5. Unconscionability
    6. Breach of Contract
    7. Counterclaims
    8. Equitable Defenses
    9. Procedural Defenses: Statute of Limitations, Affirmative Defenses, etc.
    10. Regulatory Compliance Defenses

Materials Due Date: 08/16/2024


Event Materials Support

Email: eventmaterials@nbi-sems.com

Phone: (800) 777-8707



Stefanie L. Deka is a member with McGlinchey Stafford PLLC, counseling clients with respect to commercial and consumer financial services litigation involving state and federal consumer protection statutes, title litigation, and common law claims. She represents financial institutions with a primary focus on national mortgage servicers, auto finance companies, and banks in various matters including arbitrations. Specifically, Ms. Deka defends lawsuits alleging violations of statutes such as the Real Estate Settlement Procedures Act (RESPA), Fair Debt Collection Practices Act (FDCPA), Ohio Consumer Sales Practices Act (CSPA), Truth in Lending Act (TILA), and common law claims. She earned her B.A. degree, cum laude from Baldwin Wallace College; and her J.D. degree from the University of Akron School of Law. Ms. Deka is the co-chair, NAWL Moms (National Association of Women Lawyers); and a member of the Ohio State Bar Association and the Cleveland Bar Association. She is admitted to practice in Ohio, and before the U.S. District Court for the Northern District of Ohio, U.S. District Court for the Southern District of Ohio, and the U.S. Court of Appeals for the Sixth Circuit.

John E. Dunlap is a sole practitioner with Law Offices of John E. Dunlap in Memphis, where he is board-certified by the Tennessee Continuing Legal Education and Specialization Commission in consumer bankruptcy. Mr. Dunlap's main areas of practice include bankruptcy, workers' compensation, personal injury, ERISA litigation, and Social Security disability. He is admitted to practice before the Sixth Circuit Court of Appeals and the United States Supreme Court. Mr. Dunlap is a member of the Memphis and American bar associations, as well as the National Association of Consumer Bankruptcy Attorneys. He earned his B.A. degree from the University of Tennessee at Knoxville and his J.D. degree from the University of Memphis.

Trevor B. Reid is a shareholder with the Richmond law firm of Parker, Pollard, Wilton & Peaden, P.C., practicing in the areas of commercial real estate, business law and civil litigation. Mr. Reid's practice focuses primarily on the representation of secured lenders and property owners, in matters ranging from workouts of distressed loans, to the resolution of title defects. He also represents corporations and other business entities with respect to entity formation, corporate authority issues, director and officer liability, and business tort litigation. Mr. Reid is a member of the Virginia State Bar, Richmond Bar Association, Henrico County Bar Association, and the John Marshall Inn of Court. He earned his B.A. degree from Gonzaga University and his J.D. degree from the University of Richmond.

Accreditation

Email: credit@nbi-sems.com

Phone: (866) 240-1890

Customer Service

Email: customerservice@nbi-sems.com

Phone: (800) 930-6182

Event Materials Support

Email: eventmaterials@nbi-sems.com

Phone: (800) 777-8707